Dynamic Currency Conversion
Boost your revenue by accepting payments in more than 45 currencies.
What is Dynamic Currency Conversion?
Dynamic Currency Conversion (DCC) provides international cardholders of Visa and Mastercard the option to pay in their home currency, giving them a choice that can enhance their payment experience.
Find out which currencies support DCC.
How does DCC work?
DCC activation at checkout
When a cardholder uses their card at the card terminal or during viva.com Smart Checkout, DCC is activated.
Currency detection
The system detects the card’s currency. If it’s different from the merchant’s, then it presents 2 options to the cardholder: either pay in their home currency, or in the merchant’s ones.
Cardholder's currency selection
The cardholder selects their preferred currency on the POS screen or Smart Checkout and completes the payment.
Benefits for merchants
Increased sales
International customers are always more comfortable completing a purchase when they can see the cost in their home currency, as it provides added flexibility and convenience.
Additional revenue
With each local currency payment via DCC, merchants gain a commission, enhancing revenue while offering customers a more comfortable and satisfying transaction experience.
Free setup and operation
Businesses can activate and use the DCC service at no extra charge, benefiting from added income without any additional costs.
Minimised disputes
DCC can reduce chargebacks, as customers are more likely to recognise and accept the transaction when it is in their home currency. This can help reduce the cost and time associated with handling chargebacks, but also to improve the whole experience of the customer.
Benefits for customers
Choice
Customers are given the choice to pay in the merchant’s currency or their preferred home currency.
Guaranteed exchange rate
Customers can see and accept the exchange rate at the time of purchase, giving them control and avoiding the uncertainty of rates applied later by their bank or card provider.
Transparency
Customers can see the transaction amount in their home currency on the terminal screen at the time of purchase as well as on the receipt.
DCC Payments: Flexibility for every type of transaction
Offer Dynamic Currency Conversion for both in-person and online sales and increase your profits while boosting customer satisfaction.
In-person
Simplify your checkout flows and increase efficiency with our device-independent payment solution, Tap on Any Device.
Online
Whether you're running an online store or selling online without one, we've got you covered!
Omnichannel
Improve your customers’ journey by bridging your online and offline sales channels through our adaptable payment solutions.
Enhance your international clients' payment experience and increase your profits with viva.com
