Accept payments online
Increase your conversion rate & future-proof your payments with viva.com Smart Checkout.
![](https://images.prismic.io/vivadotcom/Z4YhHZbqstJ99aUS_Online-page-2880x1100_New.png?auto=format,compress)
Intelligent. Adaptative. A payment gateway that does more.
Viva.com Smart Checkout is an online payment gateway that intelligently adapts to each customer's preferences, ensuring high conversion rates, fast settlements, and 0% transaction fees.
![](https://images.prismic.io/vivadotcom/3c48f287-f111-4e64-bdc0-889979fb9bef_percentage.png?auto=format,compress)
Transaction Fees
Receive cashback and minimise your transaction fees by using the viva.com business debit card for expenses.
![](https://images.prismic.io/vivadotcom/81e27536-a70d-425c-b757-ca2df3443c4b_minute.png?auto=format,compress)
Real-Τime Settlement
Instant settlement of transactions, 365 days per year on your viva.com Account.
An easy-to-integrate online payment solution
with unique features and benefits
![](https://images.prismic.io/vivadotcom/Z4Dl3pbqstJ99TSc_Online-page-637x528.webp?auto=format,compress)
![](https://images.prismic.io/vivadotcom/2d63979e-9514-4d21-9c9c-4dc0a876ded1_one-line-of-code-integration-online.png?auto=format,compress)
One-line-of-code integration
Works out-of-the-box with no need of additional coding.
![](https://images.prismic.io/vivadotcom/d98db57f-8649-402b-b0e7-560e0b471d6a_over-21%25-conversion-online.png?auto=format,compress)
Up to 97,2% conversion rate
Merchants using viva.com Smart Checkout see an average payment completion rate of 87,6% across Europe. For customers with saved cards, that skyrockets to 97,2%!
![](https://images.prismic.io/vivadotcom/b4db32de-938e-42ba-afd8-a0e386ff3d4f_dynamic-currency-conversion.png?auto=format,compress)
Dynamic Currency Conversion
Improve your sales conversion rates by offering clients the option to complete purchases in a currency of their choice. Learn more
![](https://images.prismic.io/vivadotcom/ZjHr1UMTzAJOCdiL_multicurrency.png?auto=compress,format)
Multicurrency
Expand your European reach by enabling multiple currencies on your website.
![](https://images.prismic.io/vivadotcom/1579c375-41b2-4c39-9da4-d0bf7ca1bbd1_constantly-self-updated-online.png?auto=format,compress)
Constantly self-updated
New payment methods & features are added automatically, without any additional coding.
![](https://images.prismic.io/vivadotcom/7ad7fd08-ad62-4820-af74-7626b82f5659_smart-checkout-isv.webp?auto=format,compress)
![](https://images.prismic.io/vivadotcom/22b010d4-0ab6-4dfb-90d6-be106cd6f061_security-compliance-online.png?auto=format,compress)
Security & compliance
Advanced fraud protection using Machine Learning algorithms and compliant with each country’s regulatory & security rules.
![](https://images.prismic.io/vivadotcom/dad611f6-4939-403b-bf47-dfb0a416de15_api-checkouts-online.png?auto=format,compress)
Superior to API-based checkouts
Viva.com Smart Checkout offers unique features across merchants & countries in a way that no API-based checkout can.
![](https://images.prismic.io/vivadotcom/5f485cdd-e333-4118-beda-cdd161cb0cac_all-in-one-services.png?auto=format,compress)
Saved cards
Customers can pay with saved cards from previous purchases, even from different merchants, making checkout seamless for first-time buyers.
![](https://images.prismic.io/vivadotcom/d98db57f-8649-402b-b0e7-560e0b471d6a_over-21%25-conversion-online.png?auto=format,compress)
Customer preferences
Our intelligent payment getaway remembers past payment behavior and preferences of the customer across merchants and countries.
Accept 40+ payment methods
Including card schemes, digital wallets and local payment methods.
![](https://images.prismic.io/vivadotcom/d5393c37-f029-4e2b-8f2f-58b76c8ed5b9_44Group.png?auto=compress,format&rect=0,0,272,88&w=223&h=72)
![](https://images.prismic.io/vivadotcom/09fb1ac2-f897-4f42-a33c-0f7ec3aad117_Visa-white.png?auto=compress,format&rect=0,0,165,55&w=216&h=72)
![](https://images.prismic.io/vivadotcom/cc38ce10-ca90-453a-a88d-f87de1ab3261_Group.png?auto=compress,format&rect=0,0,108,108&w=72&h=72)
![](https://images.prismic.io/vivadotcom/7ee90536-e931-4ac5-980b-27c02e6759e7_2Group.png?auto=compress,format&rect=0,0,152,98&w=112&h=72)
![](https://images.prismic.io/vivadotcom/8baa694c-4bcf-40b8-a039-d989891c2eb1_3Group.png?auto=compress,format&rect=0,0,157,100&w=113&h=72)
![](https://images.prismic.io/vivadotcom/b3a2f20b-ee66-4e93-91e4-389fe7f51033_Group+79.png?auto=compress,format&rect=0,0,189,101&w=135&h=72)
![](https://images.prismic.io/vivadotcom/34528dde-3f1f-4794-99c3-e77fa8407223_6Group.png?auto=compress,format&rect=0,0,232,57&w=293&h=72)
![](https://images.prismic.io/vivadotcom/33ee7fc0-44c9-49b8-873a-f1c0d962b369_7Group.png?auto=compress,format&rect=0,0,193,79&w=176&h=72)
![](https://images.prismic.io/vivadotcom/6ab8e30b-ca8e-4c28-b5fd-a5d00ea36912_Group+83.png?auto=compress,format&rect=0,0,273,46&w=427&h=72)
![](https://images.prismic.io/vivadotcom/d5e8b66d-8343-420a-9060-9b15162ad878_8Group.png?auto=compress,format&rect=0,0,152,112&w=98&h=72)
![](https://images.prismic.io/vivadotcom/def8fa40-961f-4963-80b7-5481a9437a7a_11Group.png?auto=compress,format&rect=0,0,180,123&w=105&h=72)
![](https://images.prismic.io/vivadotcom/d8dd3f9f-0754-4378-a0ee-92a349abb85e_22Group.png?auto=compress,format&rect=0,0,137,120&w=82&h=72)
![](https://images.prismic.io/vivadotcom/0e262e62-ef6d-4d94-ac0a-88f70deeb592_33Group.png?auto=compress,format&rect=0,0,170,97&w=126&h=72)
![](https://images.prismic.io/vivadotcom/496fa6e5-69ec-4c86-9c36-ec235cddcede_Page-1.png?auto=compress,format&rect=0,0,95,132&w=52&h=72)
![](https://images.prismic.io/vivadotcom/6cd02ad6-a8d7-431c-af47-553eb7a6a655_Group.png?auto=compress,format&rect=0,0,143,111&w=93&h=72)
![](https://images.prismic.io/vivadotcom/f89458c7-933c-4a69-b132-e6a3d73d90b8_Group+78.png?auto=compress,format&rect=0,0,264,56&w=339&h=72)
![](https://images.prismic.io/vivadotcom/d6418024-9c7b-4386-9dc2-4eb2b1260294_Vector.png?auto=compress,format&rect=0,0,98,86&w=82&h=72)
![](https://images.prismic.io/vivadotcom/0177ab07-42cf-479f-9fe8-35c596fb5b15_Group+77.png?auto=compress,format&rect=0,0,140,88&w=115&h=72)
Easily Integrate with e-commerce payment plugins
Viva.com Smart Checkout integrates with top e-commerce platforms, offering a self-updating gateway that adapts to customer preferences.
![](https://images.prismic.io/vivadotcom/Z4TTkpbqstJ99XlW_shopify_smaller.png?auto=format,compress)
Integration
Effortlessly integrate viva.com Smart Checkout to streamline payments, elevate the customer experience, and boost conversions—all in just a few clicks, no coding needed!
![](https://images.prismic.io/vivadotcom/Z3-mzJbqstJ99N0L_WooCommerce-logo-onlinepage.png?auto=format,compress)
Integration
Supercharge your business with our smart payment plugin—effortless integration, enhanced customer trust, and increased conversions with a secure, high-performance payment gateway.
Integration
Boost your PrestaShop store with a fast, secure, and versatile payment plugin tailored for your business. Deliver a flawless checkout experience and drive sales today!
How to take online payments with viva.com Smart Checkout
No paperwork. No long processes. 5 minutes and you are ready to accept online payments.
![](https://images.prismic.io/vivadotcom/ZqDI5B5LeNNTxc0h_onboarding-steps-screen-mobile.webp?auto=format,compress)
It only takes a few steps!
- Create a business account with viva.com by simply answering to a few simple questions-no paperwork required.
- Integrate viva.com Smart Checkout with just one line of code by following our simple plugin installation guide!
- Choose which payment methods you want to offer your customers.
Start accepting payments!
Accept remote payments: Pay by Link, Payment via Email & Virtual Terminal
We provide innovative solutions that allow you to accept payments from a distance without having an online store.
![](https://images.prismic.io/vivadotcom/24576bb5-2fc4-485f-9b1e-4b09c939af6d_remote-payments-online.webp?auto=format,compress)
![](https://images.prismic.io/vivadotcom/fcc84856-a82c-4188-9f11-b53d0aa28e65_payment-notification-online.png?auto=format,compress)
Payment Notification
Easily create a payment notification by entering your customer’s email, specifying the amount owed, and adding a description. Send it directly to your customer for seamless payments via email. Learn more
![](https://images.prismic.io/vivadotcom/8d80c508-a40c-406b-9139-64cfac9ef37a_virtual-terminal-online.png?auto=format,compress)
Virtual Terminal
A virtual POS inside your business account: Fill in your customer’s card details, enter the amount you wish to charge and accept the payment. Learn more
![](https://images.prismic.io/vivadotcom/86112e1b-9507-429a-b63c-4cf4a011fe58_quick-pay-online.png?auto=format,compress)
Quick Pay
Accept payments from a distance using payment links. If you don’t have an online store, simply create a payment link, share it with your customers, and start receiving payments effortlessly. Learn more
Maximise your conversion rates and simplify payment processing with our advanced online solutions
![](https://images.prismic.io/vivadotcom/ZvFAZrVsGrYSvq2k_blue-background-image.webp?auto=format,compress)