Viva.com Becomes the 1st Tech Bank in Europe for Businesses

Viva.com solidifies its position as a technologically advanced financial institution for businesses across Europe through the absorption of Viva Payments by Viva Βank, both companies of Viva.com Group. The legal merger is expected to be completed shortly, followed by the operational merger by March 2025. As a result, Viva.com expands its offering to also provide loans, and deposit accounts protected under the Deposit Guarantee Scheme, across Europe. Within the first quarter of 2025, Viva.com will launch deposit accounts with a 2% interest rate. In addition to its 0%-acquiring-fee cashback program with the use of Viva.com’s business debit cards, the Tech Bank will further support its clients with a lending facility, that can be repaid within 45 days without any interest or charge. Should any business wish to extend the facility they will be provided with the option of a pre-approved business loan of equal amount, at a transparent interest of Euribor +3%. Viva.com will provide businesses a single value-driven platform for payments acceptance, card issuing, and banking that will accelerate the adoption of the latest technology, with unmatched convenience and efficiency.

Viva.com is the first to pioneer and holds the top position in the Tap on Any Device technology, enabling payments acceptance on any device or even without a device. Today Viva.com is leading the transition to All-in-One business solutions, powered by its full suite of financial services, and a dynamic ecosystem featuring over 450 tech partner-innovators in the hardware and software (invoicing, ERP and more) space, that address hundreds of thousands of clients.

Viva.com connects directly to all local payment schemes, alternative payment methods and payment systems across the continent, further strengthening its value proposition. This allows the Tech Bank to have full oversight of the payment value chain, offer localized services to businesses in 23 European countries, secure faster transfers, direct settlement in local currencies, and high acceptance rates with over 40 available payment methods.

Viva.com has also radically overhauled its cloud infrastructure with advanced AI solutions to further enhance its scalability in providing services, for faster customer support, even more advanced tools and lightning-quick processes. This allows businesses across Europe to start accepting uninterrupted payments with unprecedented speed.

Haris Karonis, Founder & CEO of Viva.com, stated: “We Viva ourselves on being the leanest, AI-ready bank, built on cutting-edge cloud technology to deliver pan-European banking services to businesses. Our tech-savvy bank is what today’s businesses deserve.”