Viva.com Acquires Majority Stake in Fiskaltrust

Viva.com introduces first-in-Europe business solution to empower business software vendors with:

Fiscalisation services and tax compliance in Europe to address the fragmented tax regulations landscape,
A comprehensive suite of Payments, Card Issuing, Deposits, and Loans, which can be embedded to any business software solution.

Viva.com announces its strategic investment in fiskaltrust, a trusted leader in fiscalisation compliance. Through this partnership, Viva.com builds on its banking offering to introduce Europe’s first business solution to combine uninterrupted payments, fiscalisation services for sales invoices and receipts, card issuing, deposits, and loans. This all-in-one infrastructure unifies the fragmented payments and tax regulation European landscape, eliminating operational complexity. The solution addresses business software vendors -including ERP, Invoicing, POS, CRM providers, booking and reservation platforms- and enterprises, supporting them with the ultimate single-integration plug-in to optimise their transactions and payments management, and grow their presence across multiple countries.

The strategic deployment has commenced in Austria, Germany, Greece, Italy, Portugal and Spain, with a roll-out plan that includes additional European countries.

Haris Karonis, CEO of Viva.com, comments: "Viva.com becomes the pan-European enabler of payments, credit products, and fiscalisation, addressing the challenge of the continent’s fragmented landscape, and debunking local monopolies that restrict growth. This is part of our strategy to support -instead of competing- all software houses that wish to deliver pan-European business services. Viva.com’s investment in fiskaltrust further accelerates our growth across Europe.”

“fiskaltrust helps businesses across Europe navigate complex tax compliance with secure, automated solutions integrated into POS systems. Together with Viva.com, we are redefining how businesses handle fiscalisation compliance and payments in a single and scalable solution”, said Thomas Steininger, CEO of fiskaltrust.

By integrating payment acceptance with automated, tax-compliant invoicing and receipts, this solution helps businesses meet fiscal regulations while improving efficiency and reducing costs. Aligned with the EU’s e-Invoicing Directive (Directive 2014/55/EU), it simplifies invoice issuance, payments and VAT reporting, supporting the EU’s transition to digital tax compliance. Through a single integration, merchants and partners can deploy checkout solutions across European borders without additional complexity.

With the enhanced solution, businesses gain also access to competitive credit products, including an interest-free lending facility that allows repayment within 45 days. Viva.com customers obtain instant access to working capital, tied to both payment volume and fiscalised invoices, ensuring smooth cash flow and operational growth.

Harnessing its technology and services bundle, along with a dynamic ecosystem of 450+ software and tech vendors, Viva.com provides end-to-end software, payments, banking, and tax solutions, empowering European businesses with cutting-edge global innovations.