Powering payments in retail
Omnichannel payment solutions that solve business challenges and drive growth.
A single, integrated Omnichannel solution
We offer a complete end-to-end Omnichannel Solution, seamlessly integrating in-person and online payments into a single reporting system, creating a personalised customer journey.
viva.com Terminal app
With viva.com Terminal app you can accept payments directly on your iPhone, your Android devices, or choose from 1165+ supported corporate device types!
viva.com Smart Checkout
Merchants using viva.com Smart Checkout see an average payment completion rate of 87.6% across Europe. For customers with saved cards, that skyrockets to 97.2%!
Unlock your business potential with viva.com benefits
Create your account within minutes, without any paperwork and unlock unique advantages for your business.
Offline
Payments
Offline? No problem. Our Offline Payments feature ensures uninterrupted service during internet outages.
Transaction
Fees
Reduce your transaction fees to 0% by using a viva.com business debit card for your expenses. The more you use the card, the lower your fees become.
Real-Time
Settlement
Instant settlement of transactions, 365 days per year on your viva.com account.
Dynamic Currency
Conversion
Boost your sales by offering international clients the option to complete purchases in their currency.
Accept 40+ payment methods
Viva.com enables you to accept more than 40 payment methods, offering both major international schemes and local payment options.
Supporting any checkout journey
From in-person assisted sales, to Self-checkout and online payments viva.com provides future-proof solutions that address any pain point!
Self-checkout: Fast, easy, hassle-free
Empower your customers with a seamless, time-saving shopping experience. With self-checkout, they can scan their items, pay independently, and skip the lines—all in just a few taps. This effortless process not only enhances convenience but also keeps checkout fast and frustration-free shopping journey.
Mobile attended checkout
Enhance the shopping experience with Mobile attended checkout, enabling seamless, on-the-spot payments anywhere in the store. With a mobile device, staff can assist customers instantly—processing payments, answering questions, and checking inventory—ensuring smooth service and a fast checkout every time.
Reserve or buy online – Pick up in-store
Enhance shopping convenience with omnichannel integration—let customers buy online and pick up in-store or reserve items online and pay in person. Seamless, efficient, and designed for a smooth shopping experience!
Scan, pay, go: Effortless checkout anywhere
Simplify checkout with flexibility. Let customers scan items on their phones and generate a QR code to pay at a checkout kiosk, or allow them to use a merchant-provided or personal mobile device to scan and tap to pay instantly through our eCommerce solution. Both options keep lines moving and elevate the shopping experience.
Viva.com x JD Cosmos
JD Cosmos has integrated the Viva.com Tap on Any Device payment solution into a queue-busting Point-of-Sale system—all within a single handheld device. Now, employees can scan products, check inventory, place orders, and process payments on the spot—delivering a seamless customer journey.
Ready to get started?
No paperwork, no long processes. Just 5 minutes and you're ready to go.
¹ Tap on Any Device: Any device type out of the 1165+ supported device types. More devices to be added soon.