Grow your Marketplace with cost-effective payment solutions
Maximise your Marketplace growth
Quick & easy seller onboarding
Save time and effort with our simple onboarding process. Register new sellers fast with no delays or complications. Onboard any number of merchants to your platform.
Accept payments anywhere
Offer your customers a seamless payment experience, both in-person and online, with our Omnichannel solution.
Split payments instantly
Split customer payments in real-time between sellers, with commission going to the marketplace owner, and enjoy the efficiency of instant fund transfers, fully compliant with PSD2.
Detailed reporting
Gain insight into your payment flows with our comprehensive reporting. Track incoming unauthorised and settled transactions to optimise your sales funnel.
Dynamic Currency Conversion
Improve your sales conversion rates by offering clients the option to complete purchases in a currency of their choice. Learn more
Multicurrency
Expand your European reach by enabling multiple currencies on your website.
Fraud protection
Keep your Marketplace safe and detect and block fraudulent or suspicious activity with our fraud protection tools.
A localised, Pan-European experience
Offer a localised experience in each European country, in terms of sellers’ and clients’ languages, payment methods, compliance and reporting obligations. Control everything centrally, through an integrated pan-European solution.
Accept 40+ payment methods
Accept 40+ payment methods, including international card schemes, digital wallets, local schemes, and alternative payment methods.
Why us
Up to 0% Acceptance Fees
Minimise Acceptance Fees by using the viva.com business debit card for expenses.
Offline Payments
Offline? No problem. Our Offline Payments feature ensures uninterrupted service during Internet outages.
Real-Τime Settlement
Instant settlement of transactions, 365 days per year on your viva.com Account.
Compliance & Security
PSD2 & the Digital Service Act
Under PSD2, viva.com is a Payment Service Institution authorised to process payments for marketplaces. To be compliant with the new EU Digital Services Act, marketplaces will also be obliged to meet additional regulatory Due Diligence requirements for sellers. As a licensed bank and E-Money Institution, we can help you run your marketplace smoothly and remain compliant with any current or future regulations.
KYC & AML
We conduct KYC and AML checks for businesses and individuals based on each country’s local framework. We employ KYC and Anti-Money Laundering processes throughout our entire infrastructure, so you can focus on your business.
AI-powered fraud detection technology
An integrated AI-powered risk management system built directly into our payments platform to detect fraudulent activities.
Get your Marketplace up and running quickly
¹ Our offline payment feature ensures that you can accept payments anytime, from Visa, Mastercard and AMEX if you’re a viva.com Account owner.
² 0% is only for viva.com Account owners and viva.com business debit card owners. Rules apply.